Early Spring Has Arrived!

Concorde Mortgage

(740) 454-8876 or (800) 579-1291

  • Home
  • About Us
    • Meet The Team
  • Who We Are
  • Locations
    • Cambridge
    • Zanesville
    • Coshocton
  • Mortgage Options
    • First Time Home Buyer
    • USDA Rural Development
    • USDA New Build Program
    • FHA Loan
    • Conventional Mortgages
    • VA Home Loan
    • Mfg. Home Mortgage
  • Credit Resources
    • How Do I Establish Credit
    • Alternate Credit Sources
    • Get Free Credit Report
    • Improve Your Credit Score
  • USDA Eligibility
  • Down Payment Assistance
  • Videos
    • Homeownership Myths
    • Let's Talk Credit Scores
    • Homeownership
    • Mortgage Myths
    • What If No Money Down
  • Request Pre-Qualification
  • Privacy Policy
  • More
    • Home
    • About Us
      • Meet The Team
    • Who We Are
    • Locations
      • Cambridge
      • Zanesville
      • Coshocton
    • Mortgage Options
      • First Time Home Buyer
      • USDA Rural Development
      • USDA New Build Program
      • FHA Loan
      • Conventional Mortgages
      • VA Home Loan
      • Mfg. Home Mortgage
    • Credit Resources
      • How Do I Establish Credit
      • Alternate Credit Sources
      • Get Free Credit Report
      • Improve Your Credit Score
    • USDA Eligibility
    • Down Payment Assistance
    • Videos
      • Homeownership Myths
      • Let's Talk Credit Scores
      • Homeownership
      • Mortgage Myths
      • What If No Money Down
    • Request Pre-Qualification
    • Privacy Policy

(740) 454-8876 or (800) 579-1291

Concorde Mortgage
  • Home
  • About Us
    • Meet The Team
  • Who We Are
  • Locations
    • Cambridge
    • Zanesville
    • Coshocton
  • Mortgage Options
    • First Time Home Buyer
    • USDA Rural Development
    • USDA New Build Program
    • FHA Loan
    • Conventional Mortgages
    • VA Home Loan
    • Mfg. Home Mortgage
  • Credit Resources
    • How Do I Establish Credit
    • Alternate Credit Sources
    • Get Free Credit Report
    • Improve Your Credit Score
  • USDA Eligibility
  • Down Payment Assistance
  • Videos
    • Homeownership Myths
    • Let's Talk Credit Scores
    • Homeownership
    • Mortgage Myths
    • What If No Money Down
  • Request Pre-Qualification
  • Privacy Policy

Grow Your Credit Score

  

If your buyers are not where they need to be to qualify for a home loan, here are a few things your buyers can do to improve their credit scores:


· No Open Credit Accounts - You must have open credit accounts to generate a credit score. If your buyers do not have any open accounts Concorde Mortgage can offer many suggestions to help them begin to build a credit history. 

· Late Payments - A late payment can drop a credit score as much as 75 points. Be sure to make all monthly payments on time.

· Account Balances - Monthly balances in excess of 30% of an account's credit limit will lower a credit score. Maxed out credit cards will lower credit scores dramatically. 

· Too Many Revolving Accounts With Balances - Try to limit the number of revolving accounts that have a carry-over monthly balance. Too many accounts with carry-over balances lower credit scores. 

· New Credit Accounts or Closed Accounts - A newly opened credit account or a recently cancelled account will temporary lower credit scores.

· Collection Accounts - Accounts that appear in collection on a credit report will result in lower credit scores. If you have an account in collection status, try to work with the creditor to pay off the collection. 


The credit history on a credit report did not occur yesterday. Credit score improvements will not happen tomorrow. However, Concorde Mortgage has a long history of helping a buyer improve their credit scores by following our common sense suggestions. Let us help your customers improve their credit scores and reach their goal of becoming a homeowner. 

  • Home
  • Who We Are
  • Zanesville
  • First Time Home Buyer
  • Get Free Credit Report
  • Improve Your Credit Score
  • Request Pre-Qualification
  • Privacy Policy

Concorde Mortgage - NMLS #231592

536 Main Street, Zanesville, Ohio 43701, United States

740-454-8876

Copyright © 2023 Concorde Mortgage - All Rights Reserved.

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

DeclineAccept