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Concorde Mortgage

(740) 454-8876

  • Home
  • About Us
    • Meet The Team
  • Who We Are
  • Locations
    • Cambridge
    • Zanesville
    • Coshocton
  • Mortgage Options
    • First Time Home Buyer
    • USDA Rural Development
    • USDA New Build Program
    • FHA Loan
    • Conventional Mortgages
    • VA Home Loan
    • Mfg. Home Mortgage
    • Down Payment Assistance
    • Reverse Mtg. for Purchase
    • Reverse Mtg. Cash-out
  • Credit Resources
    • How Do I Establish Credit
    • Soft vs. Hard Credit Pull
    • Alternate Credit Sources
    • Get Free Credit Report
    • Improve Your Credit Score
    • Owner's Title Insurance
  • USDA Eligibility
  • Down Payment Assistance
  • Videos
    • Dreams for Homeownership
    • No Down payment Home Loan
    • Mortgage Myths
    • Vereran's Home Ownership
  • Privacy Policy
  • Connect With Us
  • Prequalification
  • Opt Out of Email
  • More
    • Home
    • About Us
      • Meet The Team
    • Who We Are
    • Locations
      • Cambridge
      • Zanesville
      • Coshocton
    • Mortgage Options
      • First Time Home Buyer
      • USDA Rural Development
      • USDA New Build Program
      • FHA Loan
      • Conventional Mortgages
      • VA Home Loan
      • Mfg. Home Mortgage
      • Down Payment Assistance
      • Reverse Mtg. for Purchase
      • Reverse Mtg. Cash-out
    • Credit Resources
      • How Do I Establish Credit
      • Soft vs. Hard Credit Pull
      • Alternate Credit Sources
      • Get Free Credit Report
      • Improve Your Credit Score
      • Owner's Title Insurance
    • USDA Eligibility
    • Down Payment Assistance
    • Videos
      • Dreams for Homeownership
      • No Down payment Home Loan
      • Mortgage Myths
      • Vereran's Home Ownership
    • Privacy Policy
    • Connect With Us
    • Prequalification
    • Opt Out of Email

(740) 454-8876

Concorde Mortgage
  • Home
  • About Us
    • Meet The Team
  • Who We Are
  • Locations
    • Cambridge
    • Zanesville
    • Coshocton
  • Mortgage Options
    • First Time Home Buyer
    • USDA Rural Development
    • USDA New Build Program
    • FHA Loan
    • Conventional Mortgages
    • VA Home Loan
    • Mfg. Home Mortgage
    • Down Payment Assistance
    • Reverse Mtg. for Purchase
    • Reverse Mtg. Cash-out
  • Credit Resources
    • How Do I Establish Credit
    • Soft vs. Hard Credit Pull
    • Alternate Credit Sources
    • Get Free Credit Report
    • Improve Your Credit Score
    • Owner's Title Insurance
  • USDA Eligibility
  • Down Payment Assistance
  • Videos
    • Dreams for Homeownership
    • No Down payment Home Loan
    • Mortgage Myths
    • Vereran's Home Ownership
  • Privacy Policy
  • Connect With Us
  • Prequalification
  • Opt Out of Email

Down Payment Assistance

Make Your FHA or USDA Loan a Zero Downpayment Loan Program!

SMARTBUY Downpayment Assistance Program

w/ 5 yr Forgivable 2ndMortgage


  • Both USDA RD and FHA loan types are eligible.
  • Minimum 620 Credit Score
  • No Interest or Payments
  • If the mortgage is current the 2nd mortgage is forgiven after 60 payments.
  • If mortgage is paid-off before 60 payments, the DPA is due and payable.
  • Downpayment Assistance Amount is 3.50% of the loan amount.
  • DPA Funds may used to fund 100% of the required funds to close, including:

  1. Downpayment
  2. Closing Costs
  3. Pre-Paid escrow items
  4. Any other mortgage related costs

  • Home
  • Who We Are
  • Zanesville
  • First Time Home Buyer
  • Get Free Credit Report
  • Improve Your Credit Score
  • Privacy Policy

Concorde Mortgage - NMLS #231592

536 Main Street, Zanesville, Ohio 43701, United States

(740) 454-8876 or Fax (740) 454-2336

Copyright © 2026 Concorde Mortgage - All Rights Reserved.

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