The Concorde Mortgage Co

 Zanesville Office

NMLS# - 231592 

 Coshocton Office

NMLS# - 290417

North Wilkesboro NC Office

NMLS # - 1750024  

Site Content

Home Page

Our Philosophy

USDA Rural Development

Establishing Credit

Show Me My Credit Report and Score

Add Me To Your Mailing List

Our Staff

Jennifer L. Young - President / Senior Underwriter

Ohio LO# - LO.019522.000

NMLS# - 217834

Email -

Lawrence (Larry) A. Kotler - Vice President / Owner

Ohio LO# - LO.002273.000

NMLS# - 217848

Cell # - (740) 607-2506

Email -

Martin (Dean) Young -  Sec/Treasurer

Operations Manager / Loan Officer

Ohio LO# - LO.035105.000

NMLS# - 217856

Cell # - (740) 683-2531

Email -

(Kyle) Joseph Cochran - Senior Closing Administrator / Loan Officer

Ohio LO# - LO.021399.000

NMLS# - 217846

Cell # - (740) 891-0306

Email -

(Margaret) Fogleman Holder - Loan Officer

NC# I-180936

NMLS# - 1726291

Cell # (828) 265-9314

Email -

Kayleigh Young - Senior Processing Supervisor / Licensed Loan Officer

Ohio LO# - LO.052121.000

NMLS# - 1513573

Email -

About Us

About Concorde Mortgage

We help you buy spaces made for living. We know what options are best for your situation. We handle the complex stuff so that you can enjoy the process of buying your home. 

Our Awards

The Concorde Mortgage Company is rated A+ Excellent by A.M. Best.

We are one of the top 10 lenders in Ohio in the USDA Rural Developement loan program.  We have held this position for each of the past 9 years. 

Ease of Doing Business

Our professional loan officers can meet with you at your convenience.  Off business hours appointments are avaliable.  We will travel so you don't have to. Even evenings or weekends.  


Home Purchases & Refinances


  • Residential Home Mortgages
    • Manufactured
    • Conventional 
    • USDA Rural Development 
    • FHA 
    • VA 

  • Refinances - 
    • Rate & Term Only
    • Cash Out

  • Reverse Mortgages - Ohio Only

Loan Programs

Home Purchase

  • Conventional
    • 3% Down Payment
    • 5% Down Payment
  • FHA 3.50% Down Payment
    • Purchase 
    • 203(k) Rehab Loan
  • USDA Rural Development - $0 Down Payment
  • USDA Rural Development New Construction Loan - $0 Down Payment
  • VA - $0 Down Payment

Manufactured Homes

  • Conventional
  • FHA
  • VA
  • RD - New Only

Zanesville Office

Send Message

NMLS# - 231592 MB# - 802512.000

The Concorde Mortgage Company

536 Main St, Zanesville, OH 43701

(740) 454-8876 or (800) 579-1291


Monday - Friday: 8:30am - 5pm

Saturday: By appointment

Sunday: Afternoon by Appointment

Coshocton Office

Drop us a line!

NMLS# - 290417 MB#802512.000

The Concorde Mortgage Company

516 Chestnut St, Coshocton OH 43812

(740) 623-2995


We are available in this office by appointment. We can meet early, late, or on weekends. 

North Wilkesboro NC

Drop us a line!

NMLS#231592 NC# B-181002

The Concorde Mortgage Co

717 Main Street, North Wilkesboro, North Carolina 28659, United States

(336) 990-9146


 We are available in this office by appointment. We can meet early, late, or on weekends.  

Information Downloads

Borrower Requirements for RD (pdf)


FHA 203K Limited Highlights - Dean (pdf)


First Time Homebuyer Guide (pdf)


How a RD Mortgage Works (pdf)


Purchase Contracts - What Concorde Needs (pdf)


RD Myths (pdf)


Seller Paid Closing Costs and The USDA Loan (pdf)


Seller Paid Closing Costs (pdf)


Establishing Credit (pdf)


Will The Property Pass Appraisal (pdf)


Generic "For Sale By Owner" Packet (pdf)


Benefits of Getting Prequalified (pdf)


Understanding Your Credit Score for Mortgage (pdf)